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OverviewTo size an ERISA fidelity bond, you need the plan’s latest year-end total assets. You can pull this figure from the Department of Labor’s eFAST/5500 public search. The fastest path is to search by plan name or by EIN and plan number, then read the Total Plan...

ERISA Fidelity Bonds 101: Who Must Be Bonded, How Much, and How to Buy TL;DRMost employee benefit plans need an ERISA fidelity bond to protect the plan’s assets against fraud or dishonesty by anyone who handles plan funds or property. The required amount is 10% of...

A quick note on terminology (plan assets) Throughout this post, we use “plan assets” in place of the DOL’s technical phrase “funds or other property.” Practically, that covers contributions, investments, and anything the plan uses—or may use—to pay benefits. Bonding...